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Mortgage Industry Leaves Millions of Prospective Homebuyers Behind

“By many metrics, the U.S. housing market in 2018 is on sound footing,” said Chris Herbert, managing director of the Harvard Joint Center for Housing Studies in the center’s annual State of the Nation’s Housing report. “But a number of challenges highlighted in the first ‘State of the Nation’s Housing’ report 30 years ago persist today, and in many respects the situation has worsened for both the lowest-income Americans and those higher up the income ladder.”