May 20, 2026
photo credit andresr/E+, with Getty Images.
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Refinancing readiness and navigating the process in today’s market
Depending on where you are in your homeownership journey, refinancing your mortgage can be an effective strategy to help you meet your financial goals. Refinancing may help you save money over time or add money back to your monthly budget if you score a lower interest rate. And depending on the type of refinance you choose, you could also borrow against your home’s equity to pay down debt or make a major purchase.