April 29, 2026
NAREB President Ashley Thomas III
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NAREB CALLS ON FHA TO ELIMINATE UNFAIR SPOUSAL DEBT RULES CURTAILING HOMEOWNERSHIP IN COMMUNITY PROPERTY STATES ACROSS THE US
he National Association of Real Estate Brokers (NAREB) has issued a call to action urging the Federal Housing Administration (FHA) to eliminate outdated underwriting rules that can penalize married borrowers. NAREB President Ashley Thomas III is demanding that the agency stop requiring lenders to include a non-borrowing spouse's debt on mortgage applications unless that spouse is legally obligated to repay the loan.