How Chicago homebuyers can save on a down payment

While there is a lot of uncertainty around the housing market in 2025, affordability still remains a top challenge for homebuyers – especially first-time home buyers who, according to a 2025 Bankrate survey, often cite the upfront costs of homeownership[1] as the biggest barrier to homeownership. And a 2023 study from LendingTree shows that while 39% of homebuyers nationwide use financial assistance[2], around 22% look to their friends and family for help vs. tapping into available local resources.

• Share
• Discuss
• September 10, 2025