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Brenda “Bren” Sheriff, Certified Senior Advisor (CSA)

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Preparation Is the Best Gift

It has been my experience that too few people have thought about what would happen to them should they become incapacitated. It is true that Americans are living longer, but they are not living healthier. It is projected that approximately 70% of people turning 65 today will need some form of long-term care in their remaining years. Whether this is you or someone that you love, it may be time to plan for yourself or a loved one who becomes incapacitated—due to illness, injury, or age-related decline—caregivers are often thrust into the role of decision-maker without a clear roadmap. To avoid confusion, delays, or legal issues, it’s critical to have certain documents and instructions in place well before incapacity occurs