The Chicago Department Of Housing Announces Over $100 Million In New Housing Assistance

The City’s latest Emergency Rental Assistance Program (ERAP) will provide up to 18 months of rental assistance for renters and landlords who have experienced a financial hardship during the COVID-19 p

The Chicago Department Of Housing Announces Over $100 Million In New Housing Assistance
The City’s latest Emergency Rental Assistance Program (ERAP) will provide up to 18 months of rental assistance for renters and landlords
who have experienced a financial hardship during the COVID-19 pandemic

CHICAGO – Today, the Chicago Department of Housing (DOH) announced a new application period will open on Monday December 6, 2021, for its latest round of rental assistance for tenants and landlords financially impacted during the COVID-19 pandemic. This second Emergency Rental Assistance Program (ERAP) application round, which will close at 11:59 PM on Saturday December 18, 2021, includes $102
million from the American Rescue Plan Act of 2021 and will offer up to 18 months of rental assistance and utility payment assistance for impacted renters. To date, the City of Chicago has provided over $110 million in direct financial assistance and legal services to impacted Chicagoans since the onset of the pandemic.

DOH opens this next round of applications as the $79.8 million received from the Consolidated Appropriations Act 2021, enacted in December 2020, is now 100% obligated. Under the U.S. Treasury guidelines, 65% of these funds needed to be obligated by September 30. In meeting that deadline and fully obligating all its ERAP1 funds, the City of Chicago has
far outperformed national averages; according to a dashboard updated by the National Low Income Housing Coalition, as of November 15 state agencies have only obligated 62% of ERAP1 funds. In addition, Chicago has qualified to request additional funds from the Treasury Department, which will reallocate unused dollars from programs that have obligated
less than 30% of their ERAP1 funding.

The City of Chicago prioritized households earning 50% of the area median income (AMI) ($46,600 for a family of four) and below. In this next round of ERAP, DOH will continue to prioritize those households to continue stabilizing families hardest hit by the pandemic. To date, through ERAP funds the City has assisted over 8,600 households with rent and utility payments, with an average rental assistance of $8,900 and
average utility assistance of $800 per applicant.

This second round of ERAP represents the City’s fourth round of direct rental grants since the onset of the pandemic. In March 2020, DOH opened its first rental assistance program funded with $2 million from its Affordable Housing Opportunity Fund providing 2000 one-time grants in the amount of $1,000 to assist renters. The department received over 83,000 applications for this first round demonstrating the deep need across the city, a need that has only increased over the past year.

The Chicago Housing Assistance program launched with the Department of Family and Support Services (DFSS) in July 2020 supported by funds from the Coronavirus Aid, Relief and Economic Security (CARES) Act and Chicago’s philanthropic community. Through this program DOH and
DFSS provided over $33 million in assistance to over 10,000
households. In addition to direct financial relief, DOH has provided eviction counseling for low-and moderate-income Chicagoans and authored and passed several ordinances, including the COVID-19 Eviction Protection Ordinance and the Fair Notice Act, to protect renters.

DOH will continue its partnership with The Resurrection Project (TRP) for case management services to administer the funds through the online platform designed by Unqork for this second round of ERAP. Additional intake and application processing will be performed by over a dozen delegate agencies and will include in-person services to assist residents with limited access to technology and ensure that residents in need
are informed of available assistance.

This round of ERAP will provide up to $2,500 per month for up to 15 months of past due rent and three months of future payments. Eligible tenants will also be able to apply to receive up to 18 months (15 past due, three future months) of utility payments. The maximum number of months residents can receive ERAP assistance is 18 months between both
application rounds.

When the application period opens on December 6, in addition to applying online at Chicago.gov/renthelp, residents will be able to visit a partner community organization to apply for assistance in person. Times and hours will be limited, and landlords and tenants are encouraged to apply online. Applications will be accepted starting 10 a.m. on Monday, Dec. 6, through 11:59 p.m. Saturday, Dec. 18.

To be eligible, tenants must:
Live in Chicago.
Have experienced a reduction in household income, incurred significant costs, or experienced other financial hardship during or due, directly or indirectly, to the COVID-19 pandemic.

Be at risk of housing instability.
Have earned less than the maximum household income listed below during 2020 or at the time of application. 

Grants will prioritize households at 50% of AMI and below. Landlords can apply for assistance on behalf of a tenant. Landlords may also register their properties using the online application and be notified if a tenant has started the application process for rental assistance. Household income limits apply, and proof of address, income self-certification and other
documentation are needed to qualify. Proof of citizenship is not a requirement for qualification. Funds will be distributed on a rolling basis.

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